Get Your Free Credit Report

There are many webpages where one can get a free credit check. For example, visit 'Experian', 'Equifax' and 'Credit Check Me'. Also try comparison sites. 1 person found this useful How can you get a free credit report online, From the Federal Trade Commission: . The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies - Experian, Equifax, and TransUnion - every twelve months.

A free credit check is available to every person because of law. Credit companies are required to share this information free of charge once a year. It will give you your credit rating, which is used to determine your eligibility for loans, rentals and more. You may purchase more frequent 'checks' of your credit if you desire. There are three major companies to choose from. 2 people found this useful Can applying for financing hurt your credit for example you apply and they do a credit check does that affect your credit score,

1. Open public records
2. Credit background
3. Help Prevent Identity Theft and Fraud
4. Avoid Embarrassing Credit Surprises

Where can one obtain a free credit report from the three major credit checking agencies, Under United States law, citizens of the United States are entitled to one free credit report per year. Online credit checks are done with the major credit reporting bureaus. Trans Union, Equifax, and Experian. Credit checks can also be done with several of the major credit card companies. Law firms offering options that will legally clean bad credit reports will never recommend that you do anything illegal. They may offer a free consultation, but they will not disguise it as a free credit check. You may think that a law firm will charge more than another credit repair professional, but often this is not the case and you get what you are paying for. You get to clean bad credit effectively and legally. For more information about how to clean bad credit legally, visit Credit Fix Solutions.

1 in 4 credit reports have mistakes that cause low credit risk people to get denied.

To your surprise because of this particular creditor's mistake, you get denied because your credit score is too low. Believe it or not this is a very common issue out there. 1 in 4 credit reports have mistakes that cause low credit risk people to get denied. I hope I have convinced you to stay on top of your credit. The three big credit agencies offer free online credit checks and will help you to resolve any problems. For customers who sign up online, as opposed to time-consuming paper-based sign-ups, there is usually a big time savings and reports that contain errors can be resolved faster. The three big agencies are: Equifax, Experian and TransUnion.