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Get out of double secret probation!! Check my bio to see how you can up your credit score.

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— Cassidy's Dad (@lindberg0619) October 22, 2018

One way is to apply for credit somewhere and request a copy of the score that was generated in order to assess your credit worthiness. In this case, your score is still not free though. The lender investigating your credit doing the due diligence had to pay for it. The other way is easier, faster, and more convenient. After signing up, log into your new account to get your free credit score and reports. This means that there can be variations in your score as simple and seemingly subtle things shift and are WEIGHTED differently as time passes. You should DEFINITELY check your score every 6 months, with my personal preference being far more frequently. But, the other key component to deciding when (or if) to check your credit is based on your upcoming buying habits, or needs.

• Payment information - number of accounts paid on time, payment defaults and past due information
• 300 to 450 is poor
• 450 to 550 is low
• 550 to 680 is good

Who else is wondering how often they should check their credit score, And how important is it to know at any given time what those 3 digits are, Any of this sound familiar, Continue reading as we take a closer look below! For the most part, the credit bureaus only update major information on a 30 day basis, when they are apprised of updates to your status from your creditors. But, with that being said, credit scoring is a purely mathematical, predictive model of gauging risk!

So don't delay, check your FICO score and credit report today and find out once and for all what your credit score is. Remember that you are entitled to receive a copt of your report and score for free, and that any extra services offered to you, such as credit monitoring and credit repair, are totally optional. If you are about to apply for a new job, for example, checking your credit is crucial. So too is insurance or even something small like a rental. MUST check your credit score prior to applying, as NOT doing so is the sort of thing that leads to the disastrous credit meltdown we've just gone through as a country!

Also, a higher score can help when renting an apartment or leasing a car.

This is a very basic ranking, but will give you a general idea of where you stand. The higher your score is the better interest rates, terms, and payment plans you will be receive on any loans or lines of credit. Also, a higher score can help when renting an apartment or leasing a car. It's important for an individual to know their 3 digit score because this number is used to gauge your credibility and financial stability. A low score means I will be considered a credit risk to lenders and I will end up paying a lot more interest, and even possibly be rejected for loans and employment opportunities. So how do I check my credit score to make sure it's correct,